Straight answers for the problems contractors face every day
Practical guidance and trusted resources to help contractors protect their businesses, strengthen their teams, and make informed decisions.
Understand your workers’ compensation obligations
A practical starting point for one of the most important—and most expensive—parts of operating a contracting business.
Do I really need workers’ comp, and why is it so expensive?
If you have employees in California, workers’ compensation coverage is generally required. Premiums depend on factors including trade classification, payroll, and claims history, so an incorrect classification can increase costs. Use these resources to review the requirements and explore coverage guidance.
Find help for the issue in front of you
Use these starting points for jobsite safety, business financing, workforce development, and California licensing.
An OSHA inspector showed up—what now?
Stay calm, confirm the reason for the visit, and cooperate professionally. OSHA’s standards and no-cost On-Site Consultation Program can also help identify hazards before an enforcement inspection.
I can’t get a loan and my cash flow is a mess
Lenders expect clear, current financial records. Organize your books, understand your cash flow, and review financing options with experienced small-business advisors.
I can’t find good people, and the ones I have need training
Building talent internally can reduce dependence on a limited pool of experienced workers. NRCA offers education and certification resources designed for roofing companies and crews.
Is my license actually covering the work I’m doing?
California contractors should compare their license classification with the work they perform. Use CSLB’s official tools to confirm license status and review the classifications on record.
These resources are educational and do not replace legal, insurance, financial, or safety advice specific to your business.
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